Regional guides
Nine English regions, nine different markets
The average English house price is £290,000 — a blend of £170,000 in the North East and £551,000 in Greater London. Scheme eligibility, stamp duty liability and which lenders dominate all shift with region. Pick yours.
Greater London
- Average price
- £540,000
- Typical FTB
- £475,000
England's most expensive market. First-time buyers often need larger deposits, with shared ownership and the Mortgage Guarantee Scheme among the most-used routes onto the ladder.
Regional guide →South East
- Average price
- £390,000
- Typical FTB
- £325,000
The second most expensive English region. Commuter-belt price pressure keeps first-time-buyer entry high; LISA and Shared Ownership are both common.
Regional guide →South West
- Average price
- £320,000
- Typical FTB
- £275,000
Rural and coastal hotspots (Cornwall, Dorset) can distort averages. Second-home surcharges affect the market more here than elsewhere.
Regional guide →East of England
- Average price
- £340,000
- Typical FTB
- £285,000
Cambridge and St Albans pull averages up. First Homes is actively promoted in several local authorities here.
Regional guide →West Midlands
- Average price
- £245,000
- Typical FTB
- £215,000
Birmingham-led. A strong First Homes allocation in newer developments and competitive high-LTV lending.
Regional guide →East Midlands
- Average price
- £235,000
- Typical FTB
- £205,000
Nottingham, Derby, Leicester. Affordable entry points relative to national income averages; LISA savings stretch further here.
Regional guide →Yorkshire and the Humber
- Average price
- £210,000
- Typical FTB
- £185,000
Leeds, Sheffield, Hull. One of the most affordable regions — below-average FTB prices mean the standard SDLT nil-rate band covers many purchases.
Regional guide →North West
- Average price
- £225,000
- Typical FTB
- £195,000
Manchester and Liverpool drive a strong new-build pipeline with Shared Ownership stock. Good value compared to southern regions.
Regional guide →North East
- Average price
- £170,000
- Typical FTB
- £150,000
England's most affordable region. Many FTB purchases fall within the £300k SDLT nil-rate band and under the £450k LISA property cap.
Regional guide →